Frequently Asked Questions

How We Do the Work?

We use aggressive disputing tactics and strategies to challenge negative items on your credit report with the credit bureaus as well as educate you on how to use credit properly to speed the credit improvement process up

How Long Does it take to repair my credit?

Generally, we ask you to allow 6-9 months in total to complete the repair process. However, this time can vary depending on your credit file resulting in much longer or shorter time windows. Every file is different.

90 Day Money Back Guarantee

You are entitled to a 100% refund on all monthly payments under the following circumstances:
1. If we do not remove any negatives worked on and you’ve obtained our services for 90 days. You have nothing to lose
2. You have had no new collections or missed payments during the time frame we are assisting you.
3. You have maintained credit monitoring services at all times during the time frame we are helping you.

How it Works?

Sign Up – We give you free credit consultation and analysis while we work with you to identify any negative items that are hurting your score.
*Separate Credit Monitoring Fee of $19.99/mnth or less based on what plan you choose this is mandatory per person for service. Identityiq link: Get a copy of your Credit reports for $1 https://member.identityiq.com/creditpreferred.aspx?offercode=431265OZ Myscore iQ link:Get a copy of your FICO SCORES FOR $1 https://member.myscoreiq.com/get-fico-preferred.aspx?offercode=4321253E

Can you Remove Anything From my Credit Report?

We can only fight to remove any items that fall under the guidelines of THE FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and or erroneous.

How long will it take to raise my score?

The amount of time it takes to repair your credit varies case by case, however our clients start seeing deletions in 30-45 days. Removing negative accounts may increase your score, however there are many factors that impact your credit score. Such as credit history, credit age, utilization, credit mix, and new accounts.

How much does it cost?

The pricing varies depending on what you have on your credit report, we do have two standard month to month packages, along with other contracts. To get a proper estimate please give us a call or email.

What if I’ve already started working on my credit?

Often many clients have attempted to repair their credit prior to enrolling in our services. This is okay! Where they you’ve gone to another or company or disputed accounts online we’ll come up with a detailed plan for you.

Can you remove late payments?

Yes we can! We have a late payment removal guide to help speed up the process to remove late payments and boost your score.

Didn’t see your question? Send us a message. Jazmyne@creditbyjaz.com
If you have additional questions, need payment plan, or want a FREE credit consultation,please call: 1-888-973-3048 

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